Liability Insurance

LifeSpan Network’s Risk Retention Group is an insurance company formed by organizations operating similar types of businesses. These companies join together as policyholders which own the insurance company. Our group is owned by our participating LifeSpan members.

Our Risk Retention Group provides general and professional liability insurance, allowing participants to put aside money to pay their own claims, or self-insure.

By self-insuring members can save money because premiums are less affected by the outside market (losses in other states, etc) and because expenses are less than commercial carriers. Additionally, our Risk Retention Group allows unused premiums to be reinvested to reduce future premiums.

Directors and Officers Liability Insurance

Do You Know What You Have?

You and your Board can be personally liable for allegations of mismanagement, discrimination, theft and more. Could you or your Board members personally afford to pay legal fees for a mistake at your facility?

Do you know if you and your board are covered? "I think we have a policy" or "my broker tells me we have a policy" is not a sufficient answer.

Don't Worry...

LifeSpan Products and Services has partnered with Chubb Insurance to create a suite of important insurance coverages that you need.

It's Easy to Get Started

You may use your existing broker to access this program.

If you have concerns about your existing policies, we will review at no cost.